Points Per Dollar: 2 Points

Category: Finance, Credit.

The Choice Privileges� Visa� Platinum, issued by Bank of America, N.

The credit card reward program is by far the most attractive benefit of the card and is ideal for those who frequently stay at any of the Choice Privileges hotel locations. A. (USA) , is designed for those with very good credit who plan to take advantage of the travel reward program that is offered. Cardholders earn two points for each dollar spent on general purchases and 15 points for each dollar spent at Choice Privileges locations throughout the U. New applicants also receive 8, 000 bonus points after their first purchase, which is enough for a free night at over 1, 000 Choice Privileges locations. S. , Canada, including Comfort Inn, and Mexico� , Comfort Suites� , Quality� , Sleep Inn� , Clarion� , and MainStay Suites� . Most Attractive Features: No annual fee; No yearly limit on points earned; First Purchase bonus free night; There is no yearly limit on the number of points that can be earned; The card offers a low apr credit card introductory rate that can be applied toward purchases and balance transfers for the first six billing cycles with no annual fee.

A. (USA) that include up to$ 500, 000 in travel accident insurance, and lost luggage, auto rental insurance insurance. In addition to the reward program, this card offers common platinum benefits provided by Bank of America, N. Those who frequently stay at any of the Choice Privileges hotels( to earn additional points) and plan to pay in full each month( to avoid finance charges) will find the Choice Privileges� Visa� Platinum to be very beneficial. Points per Dollar: 2 Points. Earned points can be redeemed for free hotel stays, gift certificates to retailers and restaurants, and airline miles with many major airline partners. In addition, there is a unique donation option that allows cardholders to redeem their points toward donations to the Armed Forces Relief Fund and UNICEF. Any points earned in a calendar year will expire on December 31st of the second calendar year following the year during which the points were earned.

Least Attractive Features: Not all applicants may qualify for the lowest rate offered; APR based on the highest Prime Rate during a three- month period. Although the low interest rate for purchases and credit card balance transfer is considered reasonable for a reward credit card, it is not ideal for those who plan to carry a balance after the introductory rate expires. It is strongly recommended that you carefully read the Terms and Conditions statement that accompanies the credit card application. Note.

Read more...

The Pressures Created By Credit Card Debt Are Enormous - Agnes Ormand's Finance and Credit blog:

Holding one or more credit cards accounts can be a very convenient way of handling your finances in today s society, and while there are definite advantages to having the extra credit facility, it is important to exercise a level of control in the way you use these accounts.

Give Them Their Money On Their Allow Card Prepaid MasterCard� And Know Exactly Their Spending Habits - Irma Borowski about Finance and Credit:

The numerous demands of kids spread over the entire year rise dramatically during festivals and their special occasions.

But, How Do You Get The Most Out Of Your Business Credit Card - Ana Imhoff about Finance and Credit:

Business reward credit card offer a lot to the small business in terms of savings, business travel, cashback, hotel stay, protection and other, insurance facilities. Strange it might sound, but the fact is that most of the small businesses aren t even able to enjoy a fraction of the business reward credit card benefits.