Saturday, August 16, 2008

Get Your Credit Straight

Category: Finance, Credit.

Many people today do not understand what it really means to have bad credit.



With each passing day, I realize the significance of having credit and using it wisely. I used to be one of them. Bad credit can be a huge obstacle to getting the car or house you want. Having good credit doesn t necessarily mean being filthy rich. It can literally keep you in poverty all of your life and keep you from achieving your dreams of success. It simply means that you have access to the resources necessary to do what you need to do when you need to do it.


Cash In The Bank. Understanding your true purpose in life and therefore, is key to, your destiny using credit wisely. Having good credit is like having money in the bank. Bad credit is a dream killer. If you own or ever want to own a car, home or other investment, solid credit, you need good. For most your major investments, you will need access to thousands even millions of dollars in capital. cold, hard cash.


Are You Worth The Risk? If you have bad credit, you won t be able to get a dime. If you are serious about using credit wisely, and you have made sure that you have the financial capacity to pay back the loan, you will establish good credit. They will even present you with pre- approved offers. When you establish good credit, lenders love you and want to give you money. Keep in mind that lending is a business, it s an industry. If you have good credit, they will want to invest in you because not only will you pay them back, but you will pay them back with interest.


The investors or creditors need to invest money to make a profit. If you are not serious about using credit wisely and just want to spend someone else s money without the intention or the means of paying it back, you will screw up your credit and be labeled a bad credit risk. without. Fix It and Forget It. However, if you do not have the financial means and/ or the intention of paying back the loan, you will screw up your credit and will become a bad credit risk. Here are the three( 3) essential things you MUST do to fix your credit and put your it on auto- pilot to a good credit history: Change your attitude toward money. You should never be slave to it.


It is a tool for helping you to achieve your destiny. Eliminate your poverty mindset. Why? Amazingly, those wanting the most to be rich would become even poorer if they got the money they so desire. Because if you have a poverty mindset, it will destroy your wealth. Take consistent, and productive action, positive to improve your credit. Unless you eliminate the poverty mindset, you will always be poor regardless of how much money you have.


You don t need an expensive attorney or specialist to repair your credit. Change your spending habits. If you are willing to do a little work every now and then, you can do it yourself. Stop buying things you don t need or don t use. Keep less. Give more. Get Your Bad Credit Straight And Live A Better Life.


Despite what the fools of the world will tell you, this is not a race to see who will finish with the most toys. Having credit is not a status symbol. That s a fools game, so you should leave that to the fools. Having good credit is also a tool for you to live out your destiny which, includes your desire, I hope to help other people become the best they can be. Having good credit and being creditworthy is an opportunity for you to have the most basic enjoyments of life: food, decent( not designer) clothes, trusty transportation, modest housing, and the ability to pay your utility bills on time. Get your credit straight.


Get your life straight.

No comments: